Car Insurance Discounts

Everyone wants a bargain, especially as car insurance goes up every year. There are discounts if we can satisfy some basic criteria. Make sure you ask your insurance agent if you qualify for any of these discounts.

Auto Insurance Discounts You May Qualify For

Automatic Seat Belts Automatic seat belts are those annoying belts that choke you when you close the door. Some companies might discount up to 30% off Personal Injury Protection and Medical Payments coverage if the ...more

Safe Vehicle

Some insurance companies classify certain cars as "Safe Cars", meaning there's statistical data to suggest that there's less risk of injury by way of design, air bags ABS, etc. Find out if your car qualifies for this ...more

Suspension

Your car's suspension can also detract from car performance. Adding custom sway bars, coilover kits and strut bars can help you attain the suspension you need. This will make the difference between slowing down through ...more

Fuel and propulsion technologies

Older automobiles were generally powered by a steam engine, which was fed by burning gasoline.[18] Most automobiles in use today however are propelled by a internal combustion engine, fueled by deflagrating ...more

Driving laws

A person is subject to the laws of the jurisdiction in which he or she is driving. The rules of the road, driver licensing and vehicle registration schemes that apply vary considerably between jurisdictions, as ...more

Anti-theft/Alarm

Some companies give discounts off the Comprehensive premium when an active anti-theft device is present. This usually means a burglar alarm. Some companies may discount more if the alarm arms itself automatically when ...more

Driving School

Some companies give drivers under age 25 who complete a state approved drivers education class up to 10% off on Bodily Injury, Property Damage, Medical Payments, Personal Injury Protection and Collision coverage.

Safe Driver

Sometimes if you're a safe driver, usually 3 years with no points, you qualify for additional savings on different types of coverage. The insurance company will let you know. Usually on your insurance bill you'll see ...more

Multi-Car or Home & Car

If you insure 2 or more vehicles on the same policy some companies may give you a discount. They may be equally generous if you have your home and both cars insured with them as well.

Costs and benefits

The costs of automobile usage, which may include the cost of: acquiring the vehicle, repairs, maintenance, fuel, depreciation, injury, driving time, parking fees, tire replacement, taxes, and insurance, are ...more

Driverless cars

Fully autonomous vehicles, also known as robotic cars, or driverless cars, already exist in prototype, and are expected to be commercially available around 2020.

Future car technologies

Automobile propulsion technology under development include gasoline/electric and plug-in hybrids, battery electric vehicles, hydrogen cars, biofuels, and various alternative fuels.